Built in Lahore, for the way Pakistan actually pays.
Almost every online payment in Pakistan moves by bank transfer or wallet, and almost none of it is a card. Yet the tooling around it stopped at a screenshot in a WhatsApp thread. DPay is the missing piece: your customer transfers into your own account, and your bank's own alert confirms the order in seconds.
Sellers were doing verification by hand: open the bank app, find the credit, hope the screenshot was real. That does not scale past a few orders a day, and it cannot be automated by the seller alone. DPay automates exactly that step, across 46 Pakistani banks and wallets.
DPay never holds, moves or settles your money. There is no wallet, no balance and no payout schedule, because the money never leaves your own NayaPay or Meezan account. It also means there is nothing for us to freeze, delay or lose.
A flat plan price for 30 days, never a percentage of your sales. You pay for DPay the same way your customers pay you: by transfer. Every plan carries the whole product; higher plans raise the limits.
Hamza created DPay and is the vision behind it. It came out of a problem he kept watching sellers lose money to: an order agreed on Instagram, an advance asked for on WhatsApp, and then a screenshot nobody could trust.
DPay is a DOWNLABS product.
DOWNLABS is a software studio in Lahore, Pakistan. It builds and runs DPay end to end: the checkout, the verification engine that reads your bank's alerts, the API, and the support you write to. Same team, same building, no intermediaries between you and the people who wrote it.
Visit downlabs.coDOWNLABS · Lahore, Pakistan. Pakistan Standard Time, working days Monday to Friday.
Contact for sales, integration help and disputes. We read everything and answer within a business day.
The Free plan takes 25 payments a month, with no card to sign up.